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Personal Finance Standards Database

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Nevada
Academic Content Standards for Social Studies - Financial Literacy
9th-12th Grades
Nevada
Nevada

9th-12th Grades

State Standards
Financial Literacy
Financial Literacy
Financial decision-making
SS.9-12.FL.1Analyze the alternatives and consequences of financial decision-making in the development of financial goals.
SS.9-12.FL.2Evaluate assessment and computation of taxes at the local, state, and federal level.
SS.9-12.FL.3Locate and evaluate financial information from various sources.
Savings and spending
SS.9-12.FL.4Develop and evaluate a personal financial plan, including a savings plan, utilizing a financial record keeping system.
Credit and debt
SS.9-12.FL.5Analyze the cost and benefits of different types of credit and debt including how to avoid and resolve debt problems.
SS.9-12.FL.6Explain the purpose of a credit report, how that report is used by lenders, and the borrower's rights and responsibilities related to a credit report.
SS.9-12.FL.7Compare and contrast different types of loans with attention to interest rates, terms of the loan, and compounding frequency in relation to managing debt and consequences of acquiring debt.
Insurance, investing, and risk
SS.9-12.FL.8Analyze methods to prevent and limit the consequences of identity theft and fraud.
SS.9-12.FL.9Distinguish the cost and benefits of various investment strategies including securities, stocks, and bonds; with attention to compound interest and methods of buying and selling investments.
SS.9-12.FL.10Analyze the purpose and specifics of various insurance plans as well as compare quality of insurance providers.
College and career preparedness
SS.9-12.FL.11Evaluate college and career choices and their effect on the standard of living.
SS.9-12.FL.12Practice completing important financial, academic, and career documents including but not limited to: loan applications, scholarship applications, job applications, resumes, etc.
SS.9-12.FL.13Analyze the requirements and benefits of postsecondary financing options including but not limited to: Free Application for Federal Student Aid, Western Interstate Commission for Higher Education, Governor Guinn Millennium Scholarship, Silver State Opportunity Grant Program, prepaid tuition, and college savings programs.